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  Credit Cards
  1.越来越多的人使用信用卡 2.信用卡的弊端 3.信用卡有哪些好处
  Credit Cards
  Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.(描述现象段)
  But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.(说明问题段)
  However, wisely used credit cards can improve the quality of people's lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.(总结观点段)
  College Students' Job Hunting
  Nowadays/In recent years/In modern society,描述问题,which has/have been brought into focus/has/have aroused great concern .(进一步描述问题或变化)
  The reasons for this phenomenon are varied. Among all these reasons,原因一plays/play a critical role. Moreover/Furthermore/What's more,原因二。 Besides,原因三。
  In view of the seriousness of the problem, effective measures must be taken before things get worse. /Considering the seriousness of the problem, it is an urgent thing or us to take effective measures to解决该问题。 Firstly/First of all,方法一。 Secondly/Moreover,方法二。 Thirdly/Besides/In addition,方法三。 Only through these ways/Only in this way该问题才能解决。
  College Students' Job Hunting
  In recent years, college studentsfind it increasingly difficult toget a job. It sounds strange since young college students are usually intelligent, well-educated phenomenon, aspirant and eager to bring their talent into full play. Then what underlies the strange phenomenon? (提出问题段)
  There are several reasons for this.To begin with, nowadays college students aim too high. All they want are “good” jobs which could offer good salary, comfortable working conditions, high social status among others. Consequently, most college students are unwilling to accept vacant jobs they consider not“good” enough. Another reason is thatthere is a big gap between the majors some students study in school and the demands of vacant jobs. So companies think some students are not fit for the jobs.(说明原因段)
  Solution to the problem requiresefforts on both the society and the students. The companies should value the students, talent and knowledge while the latter should not merely aim at material gains. They should be down-to–earth in building up their career. Furthermore, they should face their weak points so as to improve themselves and be more competent. (解决问题段)
  For this part, you are allowed 30 minutes to write a composition on the topic: Living alone or Living with Roommates?You should write at least 120 words following the outline given below in Chinese.
  When it comes to/When asked about谈论主题, different people will give different answers/offer different views/have different choices/preferences. Some people take it for granted/believe大学里应独自生活。理由一。 In addition,理由二。
  However, others maintain/argue大学里应与别人同住。 In their opinions,理由一。 Besides,理由二。
  When it comes to/When asked about谈论主题, different people will give different answers/offer different views/have different choices/preferences. Some people take it for granted/believe大学里应独自生活。 However, others maintain/argue大学里应与别人同住。
  Those people who hold the first opinion/make the former choice/have the first preference believe理由一。 In addition, in their eyes/they insist/they maintain/they point out 理由二。 However, still others think differently/do not agree this/have different choices/preferences. In their opinions,理由一。 Besides,理由二。)
  Weighing up these two arguments, I prefer the former/latter opinion. For one thing,______. For another, _________ . Considering these, I may reasonably conclude that __________ ,
  Living alone or Living with Roommates
  Nowadays, there has appeared a heated discussionamong the college students as to whetherthey should live alone outside the campus orlive together with other roommates in the students' dormitory. Opinions are divided over the matter.(提出观点段)
  Those who are in favor ofliving alone maintain thatit is very convenient to live by themselves. They can enjoy absolute freedom in a room of their own. They can have their own timetable without disturbing others. They are also free to equip the room with a personal computer so that they can have easy access to the Internet. (反面论述段)
  But others argue thatliving with roommates has attractions of its own. With several students sharing the same room, each person's experiences can be greatly enriched. They can learn a lot from talking to one another. By learning to tolerate the differences between individuals, they can become more mature.(正面论述段)
  As far as I'm concerned, I prefer tolive with roommates because I love the feeling of belonging. Besides, it is a lot cheaper to live in a dorm than to rent an apartment outside the campus. (总结观点段)
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